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	<title>Comments on: All your Expenses: Essential or Optional?</title>
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	<description>Money Is Power</description>
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		<title>By: Robin Bal</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3803</link>
		<dc:creator>Robin Bal</dc:creator>
		<pubDate>Wed, 27 Jun 2007 04:19:34 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3803</guid>
		<description>Hi Anna,

Yeah you are right you need a phone to make a 911 call if you have to. Thanks for pointing that out.

What I actually meant was saving money on unnecessary local and international calls.

Take care and cheers</description>
		<content:encoded><![CDATA[<p>Hi Anna,</p>
<p>Yeah you are right you need a phone to make a 911 call if you have to. Thanks for pointing that out.</p>
<p>What I actually meant was saving money on unnecessary local and international calls.</p>
<p>Take care and cheers</p>
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	<item>
		<title>By: Anna</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3802</link>
		<dc:creator>Anna</dc:creator>
		<pubDate>Tue, 26 Jun 2007 22:35:39 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3802</guid>
		<description>Sorry mate... have to disagree on the telephone as being optional (You ever try to call 911 without a phone?! ;)

I have to admit though, I&#039;m one of those people who spends a lot on optional goods. One of these days I may sit myself down and figure out just how much I&#039;d be saving without my little conveniences!

Have a great day!
Anna</description>
		<content:encoded><![CDATA[<p>Sorry mate&#8230; have to disagree on the telephone as being optional (You ever try to call 911 without a phone?! <img src='http://www.fortunewatch.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>I have to admit though, I&#8217;m one of those people who spends a lot on optional goods. One of these days I may sit myself down and figure out just how much I&#8217;d be saving without my little conveniences!</p>
<p>Have a great day!<br />
Anna</p>
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		<title>By: Robin Bal</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3801</link>
		<dc:creator>Robin Bal</dc:creator>
		<pubDate>Mon, 25 Jun 2007 10:20:53 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3801</guid>
		<description>Hi Buddy,

How you doing mate? Thanks a lot for adding value to this post of mine by including it in &quot;Smart Posts Worth Reading&quot;.

Dont see you on Skype these days guess you are real busy, well so am I on my holiday...lol.

Take care and cheers</description>
		<content:encoded><![CDATA[<p>Hi Buddy,</p>
<p>How you doing mate? Thanks a lot for adding value to this post of mine by including it in &#8220;Smart Posts Worth Reading&#8221;.</p>
<p>Dont see you on Skype these days guess you are real busy, well so am I on my holiday&#8230;lol.</p>
<p>Take care and cheers</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Robin Bal</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3800</link>
		<dc:creator>Robin Bal</dc:creator>
		<pubDate>Mon, 25 Jun 2007 03:40:46 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3800</guid>
		<description>Hi Maia,

Thanks for your visit and comment. I don&#039;t think it looks too different to us here in third world countries. Some of us are used to living with basics and you still see lots of us here living beyond our means and neck deep in debt.

I guess we all have a choice how to manage out expenses, its just which way you choose. I have been in debt and have spent sleepless nights over it, don&#039;t wanna go there again mate.

Take care and cheers.</description>
		<content:encoded><![CDATA[<p>Hi Maia,</p>
<p>Thanks for your visit and comment. I don&#8217;t think it looks too different to us here in third world countries. Some of us are used to living with basics and you still see lots of us here living beyond our means and neck deep in debt.</p>
<p>I guess we all have a choice how to manage out expenses, its just which way you choose. I have been in debt and have spent sleepless nights over it, don&#8217;t wanna go there again mate.</p>
<p>Take care and cheers.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Smart Posts Worth Reading #5 &#124; Smart Wealthy Rich</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3799</link>
		<dc:creator>Smart Posts Worth Reading #5 &#124; Smart Wealthy Rich</dc:creator>
		<pubDate>Sun, 24 Jun 2007 20:59:26 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3799</guid>
		<description>[...] All your Expenses: Essential or Optional?: Are you spending money on non-essential stuff? Robin wrote an excellent post on the topic. A lot of my expenses are optional, and I could actually cut my expenses by half. You have to think ahead of time, and plan your expenses, what will it be like in a year from now, or 10 years from now. Robin has a great story about that on his blog. [...]</description>
		<content:encoded><![CDATA[<p>[...] All your Expenses: Essential or Optional?: Are you spending money on non-essential stuff? Robin wrote an excellent post on the topic. A lot of my expenses are optional, and I could actually cut my expenses by half. You have to think ahead of time, and plan your expenses, what will it be like in a year from now, or 10 years from now. Robin has a great story about that on his blog. [...]</p>
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	<item>
		<title>By: Manila Mom</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3798</link>
		<dc:creator>Manila Mom</dc:creator>
		<pubDate>Sun, 24 Jun 2007 14:49:45 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3798</guid>
		<description>Can you imagine how that looks to us in third world countries? I&#039;m glad that we have been used to living with basics, with simple luxuries every now and then. Still, even here we see people living in excess, which makes it quite scandalous.</description>
		<content:encoded><![CDATA[<p>Can you imagine how that looks to us in third world countries? I&#8217;m glad that we have been used to living with basics, with simple luxuries every now and then. Still, even here we see people living in excess, which makes it quite scandalous.</p>
]]></content:encoded>
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	<item>
		<title>By: Robin Bal</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3797</link>
		<dc:creator>Robin Bal</dc:creator>
		<pubDate>Sun, 24 Jun 2007 03:58:56 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3797</guid>
		<description>Hi Shane,

Staggers me too mate. Getting deeper in debt and yet not willing to let go of those lifestyle expenses. Guess it becomes a way of life with them, but what a way of life when you are getting deeper and deeper in debt.

Nothing like living debt free.

Take care and cheers.</description>
		<content:encoded><![CDATA[<p>Hi Shane,</p>
<p>Staggers me too mate. Getting deeper in debt and yet not willing to let go of those lifestyle expenses. Guess it becomes a way of life with them, but what a way of life when you are getting deeper and deeper in debt.</p>
<p>Nothing like living debt free.</p>
<p>Take care and cheers.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Shane</title>
		<link>http://www.fortunewatch.com/all-your-expenses-essential-or-optional/comment-page-1/#comment-3796</link>
		<dc:creator>Shane</dc:creator>
		<pubDate>Sun, 24 Jun 2007 00:19:40 +0000</pubDate>
		<guid isPermaLink="false">http://fortunewatch.com/?p=315#comment-3796</guid>
		<description>Always staggers me when people cannot let go of silly expenses, and at the same time they&#039;re drowning in debt.

It&#039;s a cycle of fear and insecurity. As the debt gets worse, they&#039;re less willing to give up these expenses so they can maintain they&#039;re lifestyle. Just makes it worse.</description>
		<content:encoded><![CDATA[<p>Always staggers me when people cannot let go of silly expenses, and at the same time they&#8217;re drowning in debt.</p>
<p>It&#8217;s a cycle of fear and insecurity. As the debt gets worse, they&#8217;re less willing to give up these expenses so they can maintain they&#8217;re lifestyle. Just makes it worse.</p>
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