Author: Robin Bal

Happy Days Are Here Again?

Happy Days Are Here Again?

One of the unique things about the state of mind of investors in stocks or mutual funds nowadays is that there is a huge diversity in their happiness levels. Of course, those who chase...

Money & Marriage: Joint Accounts or Separate Accounts?

Money & Marriage: Joint Accounts or Separate Accounts?

A huge debate arises when it comes to marriage and money about whether or not spouses should have a joint checking account or separate checking accounts. One popular thing that people do nowadays is...

Disappointment may lead to Expectation of High Returns

Disappointment may lead to Expectation of High Returns

Stocks not Best Investment for Quick Returns Did you buy a stock to turn $20,000 into the $60,000 you need for Junior’s next year in college? If so, you’re not investing, you’re gambling, and,...

What is the difference between Leverage and Margin?

What is the difference between Leverage and Margin?

In financial terms, leverage is reinvesting debt in an effort to earn greater return than the cost of interest. When a firm uses a considerable proportion of debt to finance its investments, it is...

Breaking Free: From Debt Stress to Debt Relief

Breaking Free: From Debt Stress to Debt Relief

Whenever you hear discussion of credit card debt, the various best ways to manage it and clear it etc., one thing is mostly ignored. Credit card debt can be extremely stressful and it can...

Future Pleasure or Immediate delight? Have your pick…

Future Pleasure or Immediate delight? Have your pick…

If you ask children to choose between eating one ice cream immediately or two ice creams a day later, they’ll invariably choose to have just one right away. But if you give the child...

Simple ways of building Wealth

Simple ways of building Wealth

Don’t fall behind. Finance charges, interest payments, getting discouraged about your finances… all problems that can occur if you let yourself fall behind. Whether it’s bills, credit cards, or student loan payments, falling behind...

The Fool and his Money…

The Fool and his Money…

One of my friends writes some interesting stuff that is being written nowadays about investing, is fond of using the word fool. But he doesn’t do it the normal way – the way, say,...

Zero Risk Investing

Zero Risk Investing

In years of answering people’s questions about investing, I’ve come to classify two major sources of problems: One, investing without thinking enough, and two, thinking too much about investments. We all know at least...

The Difference between Saving and Investing…

The Difference between Saving and Investing…

In simple economics, there is little distinction between savings and investments. One saves by reducing present consumption, while he invests in the hope of increasing future consumption.Therefore, a fisherman who spares a fish for...