Comments on: Credit Card Users & Financial Planning

By: Bakchos

Bakchos — Sat, 09 Jun 2007 01:24:45 +0000

Bakchos…

I do think you right on the spot with this post, i could use a lot a struff for my new study thank you very much.
Greets …

By: Ravi Kalmady

Ravi Kalmady — Wed, 21 Feb 2007 00:04:40 +0000

All said and done, treat a credit card with respect and it will treat you with respect.

Lately, I use it only for emergencies and at places where you can’t pay in cash (as in online purchases, travel bookings, etc.).

Abuse your card on impulse buying, and you’ll soon be dead meat … because impulse shopping doesn’t know where to draw the line.

By: Intiendes

Intiendes — Tue, 20 Feb 2007 02:08:53 +0000

Credit card is good if a person knows how to use it properly. As my boss always say. Its not good to spend a money that you dont have.

By: No regrets!

No regrets! — Mon, 19 Feb 2007 19:29:05 +0000

Im with you Robin. I do not have a credit card. And most importantly, I do not have credit card debt.

One thing I hate is …..

Rental car companies, for example, generally reserve an extra $250 from your account on top of whatever they are going to charge you.

I hate that. But Im willing to live with it.

By: wisemom

wisemom — Mon, 19 Feb 2007 19:26:24 +0000

I live cheaply now. No cable, No live television, nothing beyond the Sunday paper. No movies or eating out, or take out. My place was paid for in cash from the old one.

Credit cards smell like rat racing and I’m not running anymore.

By: stop

stop — Mon, 19 Feb 2007 19:24:25 +0000

If things are getting out of control, get rid of your credit cards. Studies show that people who have no credit cards spend less. This won’t apply to me because I do own a few cards which I use for convenience, but you’ll need to assess your own situation and what you’re comfortable with.

By: pepe

pepe — Mon, 19 Feb 2007 19:22:02 +0000

All accounts begin at 0 (zero). You can put money onto a credit card (actual credit) before you debit money out of it, effectively using it as a debit card.

Plus you’ll have protection (something debit cards don’t have).

By: name

name — Mon, 19 Feb 2007 19:21:07 +0000

You are a moron.

You screwed up and went into debt, now you piss and moan like a whining infant instead of accepting the responsibility.

Credit cards are NOT evil; they are a tool. Being “anti-credit cards” is a childish revenge tactic for your previous mistakes (debt).

By: Emily

Emily — Mon, 19 Feb 2007 19:19:23 +0000

My credit card purchases are much higher than my cash purchases for one simple reason: I don’t like carrying more than $60 or $80 in cash, so when I buy a camera, or an iPod, or a computer, or a few housewares, naturally I use a credit (or debit) card.

By: jasonnogguchi

jasonnogguchi — Mon, 19 Feb 2007 19:08:21 +0000

Your blog is a must read for most white collars.