Glad you found my tips useful. Now on how to make more money, ummm GOT IT, digg up one of my old posts “Want to get rich, start by spending less”

Take care and cheers

You sure sound like a guy who is well organized, some of us have a system to get financially organized and its fine as long as it works.

I use credit cards for an emergency too, like to buy a 2000$ Omega Seamaster , just as long as I know I can clear the entire amount before the due date. Thanks for your comment mate and good luck to you too. See you.

Take care and cheers.

Hi Rob: If you are putting aside 50% you are doing an awesome job mate. I am impressed.

Hi EG: I need to check Yodlee, if it is free and secure, then why not.

Hi on-the-tab: I liked the way you put it “Money is one of those things that we have to adapt to, like legs and house keys.” Makes sense.

Take care and cheers guys

I checked that out, sounds interesting.

Take care and cheers.

After I sort incoming mail and toss junk, catalogs, etc. Open all bills, peek inside and write the date they are due on front of the envelope. Sort by date, with the ones due soonest on top. I usually pay a handful at a time, giving about 10 days for the payment to reach them. (i.e. if it’s due on the 22nd i mail payment on the 12th)

Make sure to shred all credit card offers and credit card “checks” they send unless you intend to use them.

I keep track of all cards using a spreadsheet and try to get the cards with largest interest down as soon as possible.

In the long run the only way to avoid credit card debt is to not to have more than one card (and not a store specific card) and to only use it in emergencies and pay it off monthly.

Good Luck!