Comments on: Have you planned for Your Family’s Financial Security? http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/ Money Is Power Sat, 28 Jan 2012 15:42:51 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Robin Bal http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4832 Robin Bal Thu, 27 Sep 2007 19:03:20 +0000 http://fortunewatch.com/?p=442#comment-4832 Hi James, Endowment plans are gradually being phased out mate, with Term Insurance you can get a higher protection for a low premium. I am glad to hear that you are getting a double digit return on your investments, which is pretty good. A lot of term insurance plans have the option to attach a disability rider, you can check on that. Take care and cheers. Hi James,

Endowment plans are gradually being phased out mate, with Term Insurance you can get a higher protection for a low premium. I am glad to hear that you are getting a double digit return on your investments, which is pretty good.

A lot of term insurance plans have the option to attach a disability rider, you can check on that.

Take care and cheers.

]]> By: James - Visualized.Feel.Abundance http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4831 James - Visualized.Feel.Abundance Thu, 27 Sep 2007 15:09:53 +0000 http://fortunewatch.com/?p=442#comment-4831 Hey Robin, Karen and I restructured our entire investment and insurance portfolio some time ago. We cut back on endowments and focused on term for maximum coverage with minimum sums. Reinvested our monies into funds managed by an independent adviser. The result is nothing short of amazing for us. In the past, we get crappy returns and huge premiums for a low insurance coverage. Now, we get max coverage with minimum premium and returns in excess of 10%. :) But I agree that disability is the killer and I need to look into that asap. Thanks for reminding :) Cheers James Hey Robin,

Karen and I restructured our entire investment and insurance portfolio some time ago. We cut back on endowments and focused on term for maximum coverage with minimum sums.

Reinvested our monies into funds managed by an independent adviser. The result is nothing short of amazing for us.

In the past, we get crappy returns and huge premiums for a low insurance coverage. Now, we get max coverage with minimum premium and returns in excess of 10%. :)

But I agree that disability is the killer and I need to look into that asap. Thanks for reminding :)

Cheers
James

]]> By: Robin Bal http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4829 Robin Bal Thu, 27 Sep 2007 02:06:03 +0000 http://fortunewatch.com/?p=442#comment-4829 Hi Anna,, A lot of us tend to get lax in such important matters, but its never too late. Good idea to leave something for the kids, essential part of Estate Planning. Things are going fine here. Take care and cheers. Hi Anna,,

A lot of us tend to get lax in such important matters, but its never too late. Good idea to leave something for the kids, essential part of Estate Planning.

Things are going fine here. Take care and cheers.

]]> By: Robin Bal http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4828 Robin Bal Wed, 26 Sep 2007 19:57:16 +0000 http://fortunewatch.com/?p=442#comment-4828 Hi Viv, Sorry to hear that. ''Insurance is like a parachute, if you don't have it when you need it. it's too late''. Take care and cheers Hi Viv,

Sorry to hear that. ”Insurance is like a parachute, if you don’t have it when you need it. it’s too late”.

Take care and cheers

]]> By: Anna http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4827 Anna Wed, 26 Sep 2007 16:38:05 +0000 http://fortunewatch.com/?p=442#comment-4827 Some great suggestions, Robin. I've been a little lax in preparing for things like this. I used to have personal life insurance coverage, along with my coverage at work, but kind of let that slide since my separation. I should look into again. It would be nice to leave something for the children, when I'm gone. Hope things are going well. Take care, hon! Anna Some great suggestions, Robin.

I’ve been a little lax in preparing for things like this.

I used to have personal life insurance coverage, along with my coverage at work, but kind of let that slide since my separation. I should look into again. It would be nice to leave something for the children, when I’m gone.

Hope things are going well. Take care, hon!

Anna

]]> By: Vivienne Quek http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4826 Vivienne Quek Wed, 26 Sep 2007 03:55:42 +0000 http://fortunewatch.com/?p=442#comment-4826 My mum doesn't have life insurance. She only has accident coverage for the elderly. Recently, she had a spinal surgery which is not covered by her policy. Just imagine the hefty bill for 2.5 months that I've to pay. :sad: It's best to get insurance coverage as early as possible. My mum doesn’t have life insurance. She only has accident coverage for the elderly. Recently, she had a spinal surgery which is not covered by her policy. Just imagine the hefty bill for 2.5 months that I’ve to pay. :sad:

It’s best to get insurance coverage as early as possible.

]]> By: Robin Bal http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4825 Robin Bal Tue, 25 Sep 2007 21:04:02 +0000 http://fortunewatch.com/?p=442#comment-4825 Good to hear you have all that covered mate. Take care and cheers. Good to hear you have all that covered mate.

Take care and cheers.

]]> By: ads http://www.fortunewatch.com/have-you-planned-for-your-family%e2%80%99s-financial-security/comment-page-1/#comment-4824 ads Tue, 25 Sep 2007 20:36:31 +0000 http://fortunewatch.com/?p=442#comment-4824 Well said! I'm glad I have this covered. ;) Well said! I’m glad I have this covered. ;)

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