Comments on: Impulse Spending or Over Spending? Where do you fit? http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/ Money Is Power Sat, 28 Jan 2012 15:42:51 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Robin Bal http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3636 Robin Bal Thu, 10 May 2007 21:31:05 +0000 http://fortunewatch.com/?p=216#comment-3636 Hi Angela, Paying off your whole credit card bill each month doesn't necessarily mean you are on the right track mate. Focus on needs and not wants. Take care and CHEERS Hi Angela,

Paying off your whole credit card bill each month doesn’t necessarily mean you are on the right track mate. Focus on needs and not wants.

Take care and CHEERS

]]> By: Angela http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3635 Angela Thu, 10 May 2007 19:42:15 +0000 http://fortunewatch.com/?p=216#comment-3635 I'm an impulse spender! It's bad. My closet is full of clothes with tags still on them. :oops: BUT, I pay off almost my whole credit card balance each month. I’m an impulse spender! It’s bad. My closet is full of clothes with tags still on them. :oops: BUT, I pay off almost my whole credit card balance each month.

]]> By: Sharon http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3634 Sharon Wed, 09 May 2007 20:24:57 +0000 http://fortunewatch.com/?p=216#comment-3634 Since then, I couldn't have imagined then that all the small changed have become considerable savings. Since then, I couldn’t have imagined then that all the small changed have become considerable savings.

]]> By: Robin Bal http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3633 Robin Bal Wed, 09 May 2007 20:18:32 +0000 http://fortunewatch.com/?p=216#comment-3633 Hi Sharon, Thanks for your visit and comment. Having an expendable income is really a good enough reason to over spend mate. If you go by your wants there is really no end to impulsive spending. And credit cards if you just make minimum payments, it takes ages to clear up your balance. Credit cards attract the highest interest. Take care and Cheers. Hi Sharon,

Thanks for your visit and comment. Having an expendable income is really a good enough reason to over spend mate. If you go by your wants there is really no end to impulsive spending.

And credit cards if you just make minimum payments, it takes ages to clear up your balance. Credit cards attract the highest interest.

Take care and Cheers.

]]> By: Sharon http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3631 Sharon Wed, 09 May 2007 18:42:43 +0000 http://fortunewatch.com/?p=216#comment-3631 This has been the story of my life before I met my hubby. I made executive wages so money was in the category of "quite expendable". It wasn't until I met my husband that he got me on a couple of really neat things, such as "Do I really need another pair of shoes? This is going to our children's education fund...." :) Or even just paying my credit card at the end of each month to save on interest fees. This has been the story of my life before I met my hubby. I made executive wages so money was in the category of “quite expendable”. It wasn’t until I met my husband that he got me on a couple of really neat things, such as

“Do I really need another pair of shoes? This is going to our children’s education fund….”
:)

Or even just paying my credit card at the end of each month to save on interest fees.

]]> By: Robin Bal http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3632 Robin Bal Wed, 09 May 2007 17:51:18 +0000 http://fortunewatch.com/?p=216#comment-3632 Hi Daniel, Glad you liked the post mate, honestly it doesn't take a lot to have some financial discipline. I learnt it the hard way though. Take care and Cheers Hi Daniel,

Glad you liked the post mate, honestly it doesn’t take a lot to have some financial discipline. I learnt it the hard way though.

Take care and Cheers

]]> By: Daniel http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3630 Daniel Wed, 09 May 2007 16:39:45 +0000 http://fortunewatch.com/?p=216#comment-3630 I might try that index card in the pocket. Great post. :lol: I might try that index card in the pocket. Great post. :lol:

]]> By: Robin Bal http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3629 Robin Bal Wed, 09 May 2007 13:37:01 +0000 http://fortunewatch.com/?p=216#comment-3629 Hi Anna, I leave my credit cards at home but carry one debit card and I know the limit on my debit card so its kinda safe. I used to be one of those who would buy whatever I wanted, price didn't matter, as long as the credit cards had enough credit I would just swipe it...lol, I have changed a bit in the past. Just trying to practice what I preach. :wink: Take care and Cheers. Hi Anna,

I leave my credit cards at home but carry one debit card and I know the limit on my debit card so its kinda safe.

I used to be one of those who would buy whatever I wanted, price didn’t matter, as long as the credit cards had enough credit I would just swipe it…lol, I have changed a bit in the past. Just trying to practice what I preach. :wink:

Take care and Cheers.

]]> By: Anna http://www.fortunewatch.com/impulse-spending-or-over-spending-where-do-you-fit/comment-page-1/#comment-3628 Anna Wed, 09 May 2007 12:55:41 +0000 http://fortunewatch.com/?p=216#comment-3628 "When you go shopping, leave your credit cards at home" That applies to Debit cards as well! If you are anything like me and never carry cash around, then it's just as easy to fall into the trap of impulse spending on your debit card - I'm one of those people that will go shopping with a specific purpose in mind and then come home with everything else under the sun except for what I went shopping for in the first place, lol. “When you go shopping, leave your credit cards at home”

That applies to Debit cards as well! If you are anything like me and never carry cash around, then it’s just as easy to fall into the trap of impulse spending on your debit card – I’m one of those people that will go shopping with a specific purpose in mind and then come home with everything else under the sun except for what I went shopping for in the first place, lol.

]]>