Comments on: Try this Challenge, if you are Spending too much.. http://www.fortunewatch.com/try-this-challenge-if-you-are-spending-too-much/ Money Is Power Sat, 28 Jan 2012 15:42:51 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Robin Bal http://www.fortunewatch.com/try-this-challenge-if-you-are-spending-too-much/comment-page-1/#comment-3855 Robin Bal Wed, 18 Jul 2007 17:39:52 +0000 http://fortunewatch.com/?p=356#comment-3855 Hi Anna, You are not the only one who is going through that, but you got to draw a line some where. Start by reducing the percentage that goes to cover the over draft each week till you reach a point where you don't need to touch the overdraft facility. When you reach that point you could disable that overdraft facility. This is not going to happen overnight, it will take time and a lot of discipline. Just keep reminding yourself that if you use overdraft, you are living beyond your means. What I am saying might sound harsh but its so true. Start cutting expenses today, don't wait till tomorrow. Good Luck. Take care and cheers. Hi Anna,

You are not the only one who is going through that, but you got to draw a line some where. Start by reducing the percentage that goes to cover the over draft each week till you reach a point where you don’t need to touch the overdraft facility. When you reach that point you could disable that overdraft facility.

This is not going to happen overnight, it will take time and a lot of discipline. Just keep reminding yourself that if you use overdraft, you are living beyond your means. What I am saying might sound harsh but its so true.

Start cutting expenses today, don’t wait till tomorrow. Good Luck.

Take care and cheers.

]]> By: Anna http://www.fortunewatch.com/try-this-challenge-if-you-are-spending-too-much/comment-page-1/#comment-3854 Anna Tue, 17 Jul 2007 18:27:34 +0000 http://fortunewatch.com/?p=356#comment-3854 Been here plenty of times. The problem I have is that when the cash runs out, I know I can go even deeper on my accounts because they all have a convenient overdraft. By the time next payday rolls around, a good percentage often goes to pay up on the overdraft from the week before and the cycle starts again. My goal from week to week is not to touch that overdraft - it doesn't always work out! lol. Anna Been here plenty of times. The problem I have is that when the cash runs out, I know I can go even deeper on my accounts because they all have a convenient overdraft. By the time next payday rolls around, a good percentage often goes to pay up on the overdraft from the week before and the cycle starts again. My goal from week to week is not to touch that overdraft – it doesn’t always work out! lol.

Anna

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