Comments on: Which is the best Credit Card for you? Visa or Mastercard?

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By: Robin Bal

Robin Bal — Fri, 03 Aug 2007 07:38:50 +0000

Hey Terence,

Thanks for the comment mate and you made some important points. Credit cards are fine just as long as you can use them sensibly. I don’t even want to remember the amounts of interest I have paid years ago. They don’t like me anymore because I always pay the entire amount every month before the due date

Take care and cheers.

By: Terence Chang

Terence Chang — Fri, 03 Aug 2007 06:11:00 +0000

sorry about my typos.

I mean to say Capital One will check your credit. It will damage your credit. So you won’t get a good loan. So you have to borrow money from Capital One … It’s a recycling curse.

By: Terence Chang

Terence Chang — Fri, 03 Aug 2007 06:07:07 +0000

Great post!

I hate Discover and American Express. Even with Visa and MasterCard, it makes difference between the issuers. I just heard the new yesterday on TV. Chase constantly change their interest rate and billing schedule. So when you are one day late, your late fee go sky high. The interested rate can come from 2.92% to 29.9%.

That is crazy. So use your credit card wisely. Always check your statement due day for each statement. They will change that without notice.

Also avoid Capital One, the credit company frequently request your credit report, which will lower you credit every time your credit is check. So you cannot get small load because your credit is low. So you have to stick with Capital One. That sucks.

By: Robin Bal

Robin Bal — Fri, 03 Aug 2007 04:18:48 +0000

Hi Shane,

There was a time when the Banks loved me more than Visa, but no more, I don’t pay interest anymore.

Take care and cheers

By: Robin Bal

Robin Bal — Fri, 03 Aug 2007 04:13:13 +0000

Hi Zakman,

I used to think ‘visa’ was the real thing too and you are right I see more visa advertisements too. No more a mystery mate .

Take care and cheers.

By: Robin Bal

Robin Bal — Fri, 03 Aug 2007 03:36:18 +0000

Thanks Bobby,

Hope all is well with you.

Take care and cheers